Applying FAQs

Applying for Credit Pre-Approval

What are joint applicants?

Joint applicants, also called co-applicants, are individuals who apply together for credit and are entitled to have equal use of the vehicle.

What is a co-signer?

A co-signer, according to federal and state law, is an individual who signs a contract agreeing to be responsible for the payment of a debt, but is not expected to have use of the vehicle. A co-signer is used most often in cases where the applicant has minimal or no credit history.

Do joint applicants or co-signers need to fill out separate applications?

No, you may use one credit application.

Once I complete a credit application online, where do I go to find out if I've been approved?

You can check your application status online.

Can I apply for credit online for a non-Acura vehicle?

No, applying for credit online applies to Acura vehicles only.