GAP Coverage

If your vehicle is stolen or totaled in an accident, your auto insurance will only cover the current market value of the vehicle, determined by your insurance company. What they pay, and what you owe your lender, may not be the same. In fact, after deductibles you could owe a substantial amount.

Acura Care® Guaranteed Asset Protection (GAP) can cover the gap between the amount you owe your lender and the amount your insurance covers1, up to $50,000. You can purchase Acura Care GAP for a one-time fee, or include it in your financing.

Acura Care GAP Coverage Can:

  • Protect your investment in new and pre-owned Acura vehicles, Acura Certified Pre-Owned Vehicles and other pre-owned non-Acura vehicles.2
  • Waive covered losses up to of $50,000.
  • Cover your insurance deductible up to $1,000.3

Coverage Exclusions May Apply To4:

  • Any amounts or terms exceeding the program maximums.
  • The following deductions taken by the primary insurer: Prior Damage, Salvage, Missing Items, Excess Towing, Custom Equipment, and Storage.
  • Total losses resulting from the Purchaser’s dishonest, fraudulent, or illegal acts (such as DUIs), or those committed by the Purchaser’s family member or other person acting under the Purchaser’s authority.
  • Vehicles used for competitive driving, racing, or a prohibited commercial purpose.

How to Purchase Acura Care GAP:

  • When financing a new and pre-owned Acura vehicle, Acura Certified Pre-Owned Vehicle or other pre-owned non-Acura vehicle2 through Acura Financial Services, Acura Care GAP can be included in your monthly car payment or paid as a one-time sum. Ask your Acura dealer how Acura Care GAP can help protect your investment.

Acura Care GAP is available on retail financed vehicles. If you lease your Acura, please see your lease agreement for the specific GAP coverage provided on Acura Luxury Leases.

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