lease or

The decision to lease or finance depends on many factors, but most make the decision based on monthly payments and how long they typically drive their vehicles.

In general, those who lease prefer to drive a new car every 2-3 years and appreciate making lower monthly payments. For those who use their vehicle for business reasons, there may also be additional tax advantages with leasing.

Most who finance their vehicles tend to drive them for five to 10 years and appreciate driving without mileage limitations.

Explore the detailed benefits of leasing and financing below.

drive the vehicle at its prime

In a lease, you contract to enjoy a new vehicle for a specified period of time. You can also choose to lease one of our premier Certified Pre-Owned Vehicles.

less cash up front

One of the biggest advantages of a lease is that it does not usually require a substantial down payment. In many states, you can even pay the sales taxes as part of your monthly lease payment, rather than in a lump sum.

lower monthly payment

If the finance period is the same, your monthly payments will generally be lower when leasing (vs. traditional financing) because your payments will be based on the vehicle's estimated depreciation. (You are contracting to use a portion of the car's value, rather than buying the entire car).

a new car more often

A short-term lease makes it easy to drive a new car more frequently. Plus, if life changes demand a larger or smaller car in a few years, a lease can make it easier to plan and adapt.

guaranteed future value

You don't have to worry about resale value. If your car depreciates more than the estimated residual value in your lease contract at full term, you can turn it in at the end of your lease term. But if it's worth more, you can purchase it.

tax advantage for
business use

People who use a leased car for business may find larger tax deductions with leasing than with buying a vehicle. Check with your tax advisor.

Current Lease Offers

See All Acura Lease Offers
Now Available on Your AFS Account:
• Schedule Payments – Make your payments same-day or schedule them for a future date.
• Manage Payments – View, modify and cancel payments.
• Payment Notifications – Receive payment reminders and other payment notifications via email and/or text. The choice is yours.
• EasyPaySM Made Easy – Enjoy more flexible EasyPay automatic payment options, including selecting a withdrawal date that works best for you.
• Mobile Friendly – Make your payments on-the-go with our mobile enhanced web pages.